1150 J St # 102

2.375% Assumable VA Loan! Experience true luxury in this rare two-story loft located in one of the most coveted pockets of Downtown, San Diego. At 1,414 sq. ft., boasting high-end finishes and upgrades, and having exceptional privacy (only one shared wall), opportunities like this home are unheard of. The showstopper? A nearly $20,000 custom surround-sound home theater, paired with a 120” screen for a cinematic experience that rivals a movie theatre. Whether you’re hosting or unwinding, this space delivers. Designed for modern living, the home is fully smart-enabled with voice control, smart lighting, dual wireless mesh routers, and seamless connectivity throughout. Additional upgrades include luxury vinyl plank flooring, a chef’s kitchen with granite countertops and Bosch stainless steel appliances, vaulted living room ceilings, a dedicated office nook, and custom built-in cabinetry. In-unit washer/dryer included. Tons of natural light since both levels have large windows and also lots of recessed lighting. Building amenities elevate the lifestyle with a large fitness center, patio, recreation room, and nighttime security. The home also includes one secured garage parking space plus a private storage locker. With a Loan Assumption available or the ability to purchase the home Cash, VA, Conventional, or FHA, this condo is the perfect home for the refined and savvy downtown Buyer.