- 4 Beds
- 2 Baths
- 1,474 Sqft
- .1 Acres
1120 Locust Street
$103K price improvement! A rare opportunity to secure a low 3.625% rate, assumable FHA loan (buyer must qualify) and step into a versatile 2 unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.
Essential Information
- MLS® #ML82044909
- Price$1,075,000
- Bedrooms4
- Bathrooms2.00
- Full Baths2
- Square Footage1,474
- Acres0.10
- Year Built1955
- TypeResidential
- Sub-TypeSingle Family Residence
- StatusActive
Community Information
- Address1120 Locust Street
- Area699 - Not Defined
- CitySan Jose
- CountySanta Clara
- Zip Code95110
Amenities
- ParkingOther
- # of Garages2
- GaragesOther
Interior
- InteriorLaminate
- CoolingNone
- # of Stories1
Exterior
- RoofComposition
- FoundationSlab
School Information
- DistrictSan Jose Unified
Additional Information
- Date ListedApril 28th, 2026
- Days on Market29
- ZoningR2
Listing Details
- AgentRobert Garcia
- OfficeAcquire Inc.
Price Change History for 1120 Locust Street, San Jose, (MLS® #ML82044909)
| Date | Details | Change |
|---|---|---|
| Price Reduced from $1,178,000 to $1,075,000 |
Robert Garcia, Acquire Inc..
Based on information from California Regional Multiple Listing Service, Inc. as of May 27th, 2026 at 3:15am PDT. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.