3% FHA Assumable rate Welcome to the neighborhood surrounding 10981 Santa Cruz Rd, Desert Hot Springs, CA — where laid-back desert living meets the natural beauty of the Coachella Valley. Why buyers are drawn to this area: Positioned in one of the most scenic parts of the city, you’ll enjoy sweeping mountain and desert vistas right outside your door. A strong sense of space and openness: many homes sit on generous lots, offering privacy and room for backyard amenities. A true “resort-town” feel — the area is known for its natural hot mineral springs, tranquil ambiance, and easy access to outdoor recreation. Conveniently located near parks, local schools, and shopping corridors — ideal for both full-time residents and those looking for a second home/retreat. What this location delivers: A quiet, single-family neighborhood setting that still connects easily with city amenities. Favourable for buyers using both conventional and VA/FHA financing (per listing details). A lifestyle that blends sun-drenched desert charm with everyday functionality: central air, attached garages, and a low-maintenance environment. Selling note: Highlight the views, lot size, and the tranquil character of the street, while also underscoring the fact that this address gives the best of both worlds — a peaceful desert-home setting yet within reach of local conveniences
Kevin Chhum, ShoppingSDHouses.
Based on information from California Regional Multiple Listing Service, Inc. as of December 19th, 2025 at 10:40am PST. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.